The best way to stop impulse shopping is to not shop. Don't go into a store to simply look around. Don't go into a store unless you have a specific item that you need to purchase. Don't go into a store without knowing exactly how much you have to spend.
Be prepared for you shopping. Take a list with you. Estimate how much you will need and add a few dollars to that. Then leave all of your cards and your checkbook in your vehicle. Only carry in the cash amount that you have to spend.
Get rid of the catalogs. Don't sign up for new ones and ask to be removed from the ones you have. Stop shopping online.
Talking of shopping triggers, there are a lot of people that impulse shop when they are upset or stressed. Find other ways to make yourself feel better. You know that the shopping is only a quick fix that is often replaced with guilt.
You can break the habit. It just takes time and self-control. It is an easy habit to fall back into, so you have to stay on your toes. Plan ahead and think before you buy, and you will save money.
One more way I heard about. If you're thinking about buying something you don't need, figure out how much you'd have to work to pay for it. For example, if you make 30 dollars an hour, a 150 dress would take five hours to pay for. Is it worth it?
Hear Susan Wise on 101.5 LITE FM and LiteMiami.com weekdays 5:00-10:00 a.m. ET
E-Mail Susan
Tuesday, September 9, 2008
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