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  • Friday, January 9, 2009

    Diet pitfalls


    You've mustered your resolve, and this time you're sure: You're going to stay on your diet no matter what!
    But a few weeks or a few months later, you find yourself weakening. A nibble here, a nosh there, and before you know it, your healthy eating plan is history.
    If this has happened to you, there's no need to beat yourself up. In fact, says psychologist and weight loss expert Warren Huberman, PhD, it's more common than not for dieters to derail.


    Here are some tips to stay on track.

    Thursday, January 8, 2009

    Happy hour


    After work to you hang out with co-workers for "happy hour" or are you to busy or dog tired to do anything else?


    A recent CareerBuilder.com survey offers a snapshot of our happy hour habits. Here's what it found out about our post-work festivities:


    • One in five workers attends happy hour festivities with co-workers at least once a month.
    • Eighty-two percent go to bond with co-workers, while 11 percent go specifically for quality time with the boss.
    • Fifteen percent of the attendees were all about the office gossip.
    • Men and women were equally likely to attend.
    • Workers ages 25 to 34 had the highest attendance across all age groups.
    The survey revealed a number of incidents and events where a worker's happy hour experience went from smooth sailing to crash and burn.
    • Sixteen percent of those who responded said that they talked negatively or inappropriately about a co-worker or manager.
    • Ten percent said they shared a secret or confidence about a co-worker.
    • Eight percent kissed one of their co-workers, and another 8 percent admitted that they drank too much and acted unprofessionally.
    • A surprising 5 percent breached a confidence or secret about the company.
    • And 4 percent of workers admitted, with regret, that they sang karaoke.

    Tuesday, January 6, 2009

    Pack-rat?


    Is this your room?







    What part of your home has the most clutter? The garge, your bedroom a closet? It seems to overcome clutter...it's all in your mind. For tips to manage your clutter just click here.

    Make it look like this!

    Monday, January 5, 2009

    Holiday debt

    Do you have a pain in your wallet or a nauseous feeling in your checking account? Then you must have a Holiday Debt Hangover.

    (msnbc)

    If you, like so many of us, put the bulk of your spending on a credit card, the first thing you must do is decide to make getting out of debt a priority. If you’re still using that card and you’re carrying a balance, you have not made it a priority. Take the following steps to rid yourself of this holiday hangover as soon as possible.
    Use debit cards and cash until you have eliminated your credit card debt. It will keep you more in touch with your spending.
    Don’t pay penalties. Make sure you pay at least the minimum on every card each month on time.
    Pay at least the minimum using one of two strategies: Pay off the card with the highest interest first. You’ll pay less in the long run. Or, pay off the card with the lowest balance first. It’s very satisfying to pay off a debt in full. It can be a great motivator.

    Also, do yourself a favor and join a Christmas or holiday saving club. The extra savings will take a lot of the stress out of holiday spending next year!