Make a gift

Nothing captures the spirit of the holidays like a unique gift that's been made with care and love. Here are some great homemade gift ideas.

While price comparison shopping, shopping sales and pruning your gift list are viable ways to save some money on gifts, there are additional creative ways to save. There's nothing wrong with spending money if you have it, but it's silly to overspend and charge yourself into a deep hole. Regardless what you do or how much you spend, wasted money is still wasted money.
Practical gifts are the way to go this year.

Here's a few gift ideas that won't break the bank.

Meals: Have a potluck. It can still be a formal meal, but don't be afraid to ask for help. When someone asks if they can bring anything, take them up on that offer. You can skip alcoholic beverages this year and opt for mocktails instead. Cut your work and food budget in half.

Coupons: Make and print coupons that offer your time such as a dessert a month, lawn mowing, babysitting, etc.

New rules: Can request to create a new family rule that only the children receive gifts. This can cut back on gift exchanges for all of the adults. If that's not possible, try one group gift per family instead of individual gifts for every member in each family.

Work related gifts: Some of us know the pressure of the manager's decision to have the team ordepartment exchange gifts. It's often awkward. Encourage the team to do a dollar store swap, donate to charity with a food drive or care packages for our soldiers or a potluck. It doesn't have to cost much per person.